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Customer Relationship Summary

Protect Your Family From the Hidden Burden of Final Expenses

The loss of a loved one is devastating enough without the added stress of unexpected financial burdens. Don't let your family face difficult decisions and financial strain during their time of grief. Plan ahead to give them the gift of peace and security.

63%

of Americans have no plan for final expenses

$9,000

Average cost of a funeral in 2024

78%

of families go into debt paying for final expenses

Why Families Struggle Without Proper Planning

Financial Shock

Many families are unprepared for the immediate costs that come with losing a loved one. From funeral expenses to medical bills, the financial burden can be overwhelming. Without proper planning, families often resort to:

  • Depleting their savings.

  • Taking on high-interest credit card debt.

  • Starting crowdfunding campaigns.

  • Making rushed, costly decisions under emotional stress.

Unclear Wishes

Without documented plans, families face agonizing decisions during an already difficult time. They struggle with questions like:

  • What kind of service would they have wanted?

  • Should we choose burial or cremation?

  • How do we honor their religious or cultural preferences?

  • What about organ donation and other medical decisions?

How We Help You Protect Your Family

Financial Protection

We help you create a solid financial plan that:

  • Covers all final expenses.

  • Prevents family debt.

  • Provides immediate funds when needed.

  • Guarantees fixed rates and coverage.

Peace of Mind

Our comprehensive planning ensures:

  • Your wishes are clearly documented.

  • Your family knows exactly what to do.

  • No difficult decisions during grief.

  • Protection from emotional overspending.

Family Unity

Your planning helps maintain family harmony by:

  • Preventing disagreements over arrangements.

  • Eliminating financial disputes.

  • Allowing focus on healing together.

  • Creating a lasting positive legacy.

Our Simple Planning Process

1

Free Consultation

Meet with our advisors to discuss your needs and concerns in a pressure-free environment.

2

Custom Planning

We create a personalized plan that fits your wishes and budget perfectly.

3

Peace of Mind

Rest easy knowing your family is protected and your wishes will be honored.

Our Experienced Advisors

Michael Watkins

With over 15 years of experience in final expense planning, Michael has helped hundreds of families find peace of mind. His compassionate approach and deep understanding of family dynamics make him uniquely qualified to guide you through this important decision.

  • Final Expense & Family Legacy Specialist

  • Multi-Generation Planning Specialist

  • Providing Compassionate Guidance for Families

Rick brings 20 years of financial planning expertise to help families navigate the complexities of final expense planning. His client-first approach ensures that every family receives a plan tailored to their unique needs and values.

  • Final Expense & Family Legacy Specialist

  • Specialized in Multi-Generation Planning.

  • Providing Compassionate Guidance for Families

Rick Miller

What Our Clients Say

"Planning ahead with Final Expense Design was one of the best decisions we've made. The peace of mind knowing our children won't face financial burdens during an already difficult time is priceless."

- Sarah M., Client since 2023

Give Your Family the Gift of Peace of Mind

Don't wait until it's too late. Let us help you create a plan that protects your family and honors your wishes. Our experienced advisors are ready to guide you through every step of the process.

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